IT WAS supposed to be the trip of a lifetime, instead this Aussie family found themselves with their daughter in the intensive care unit racking up hundreds of thousands of dollars in medical bills.
Just three days into their US holiday, four year old Freya Connelly
became ill. Her parents thought she had contracted a stomach bug and
took her to the doctors however it was far more serious with Freya
suffering pneumonia and a collapsed lung in what became a
The Connelly family’s experience is a reminder to Australian
travellers about the importance of investing in travel insurance. Their
$180 insurance policy covered the $715,000 bill racked up by Freya’s
“Terrified. That’s the only word I can use to
describe [how I was feeling]. Absolutely shell shocked, it’s every
parent’s nightmare,” said Stephen Connelly, Freya’s father.
“The hospital approached us about payment pretty much as soon as we got through the emergency doors,” said Joanne, her mother.
The $715,000 breakdown included:
Medical Costs: $704,209.68
Travel Costs related to medical (i.e. flights): $7036.09
Travel Delay: $2822.02
Hospital Cash: $1400
Luggage Charges (due to change in airline): $213.06
For the Connelly family, Freya’s medical bill could have been crippling without travel insurance.
“Travel insurance is imperative. It’s a must have. You’ve got to have it before you go anywhere,” says Stephen.
Comparison website, finder.com.au,
says travel insurance is one of the most important things you can take
away on holiday and that it’s best to research the right option for you.
ill or getting injured from an accident can be the most expensive
downfall about travelling overseas, which is why it’s so important to
consider taking out a travel insurance policy before taking off,” says
Michelle Hutchison, Money Expert at finder.com.au.
expenses overseas can cost tens of thousands of dollars and varies
between countries and the seriousness of your illness or injuries.
expenses that could occur as a result of falling ill or due to an
accident is missing flights, tours or other travel plans. Travel
insurance generally covers for travel delays, return of rental vehicle
and resumption of your overseas journey if something happens to you,”
Hutchison says there are many options for choosing cover
such as direct travel insurance providers including those who offer an
excess eliminator and the complimentary cover offered on your credit
Stories of Aussies getting into trouble overseas is much more common than we think, in fact Allianz Global Assistance (AGA) helped one Aussie every 30 seconds last summer with the number one reason for assistance being medical travel.
Medical costs vary greatly from country to country. For example:
• Gastro in St. Domingo can cost up to $4186.
• A wounded or sore knee in Greece can cost up to $4,899.
• An acute bronchitis in Montreal is $34,763.
• And going to the emergency room in the US could escalate to $73,696.
holidays are a good time to explore new tastes and flavours and
rediscover your love of sports, they are not risk-free. Indeed, illness,
injuries and accidents represented more than 109,552 cases from
Australians this summer,” says AGA.
Freya we are all thinking of you and wishing you well......
Article Source: http://www.news.com.au/travel/travel-advice/why-all-aussies-should-take-out-travel-insurance-on-holiday/story-e6frfqg0-1227314663286
Related Article: http://greatinsuranceworld.blogspot.com/2015/05/do-you-need-travel-insurance.html